Pet Insurance

What to Look for From a Pet Insurance Provider

Trying to find a good pet insurance provider, one that fits your unique lifestyle, can seem like a big task. Here are some tips to help make your search easier.

1. Look for established brands

Pet insurance brands that have been around for a few years are less likely to change their premiums as they already evaluated their business metrics.

2. Fast reimbursement

Top providers are usually able to reimburse claims within 14 days. Some may even be able to pay your vet directly so you don't need to wait.

3. Great lifetime price

As your pet ages, premiums will increase because of the greater risk of injury or illness. Providers will have different rates of premium increases, so using Pawlicy's 'Lifetime Price Score' will help you understand prices across your pet's lifespan.

Pet Insurance FAQs

Learn more about pet insurance by reading through the most common questions our Gilbert vets receive.

• Why are vets so expensive?

  While high-tech diagnostics can be costly, you are also paying for the expertise of a doctor who has spent years working toward helping our pets. You can learn more here.

• Why should I have pet insurance?

  Pet insurance protects your pets from missing out on the care they need. They will be able to obtain treatment and give you peace of mind.

• What are the most common dog and cat breeds that develop health conditions? 

  The most common dog breeds are Chihuahua & Chihuahua Mixes, Poodle Mixes, and Terrier Mixes. The most common cat breeds are Domestic Shorthairs, Domestic Mediumhairs, and Domestic Longhairs. You can also learn more here.

• How often does a cat or dog need to go to the vet?

  Most vets recommend bringing your pet in at least once a year for routine checkups. Puppies and kittens will need to visit more often for vaccinations. Older pets may also require additional routine checkups.

• Why are regular appointments necessary?

  Regular appointments are necessary because they help to prevent serious complications early. These problems can include dental, heart, lung, and many more!

• Does pet insurance cover prescription medications?

  Many pet insurance providers do offer plans to help cover the cost of medication. This varies by policy but is worth looking into.

• Is pet insurance for emergency care worth it?

  Every year, one in three pets will require emergency vet services. Pet insurance plans can help offset the costs of these treatments. 

• Do puppies or kittens need pet insurance?

  Adding your puppy or kitten to a pet insurance plan allows them to be covered for any conditions as they age.